Finance, but make it decentralised

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I was a law student at the University of Helsinki when I discovered the Ethereum blockchain, and I was immediately drawn to the community and what people were building. I did some coding as a teenager, and I have always been interested in finance, so I began to apply how the permissionless system of smart contracts could be used to create a decentralised financial ecosystem. 

I barely receive any interest in my traditional savings account, and there are so many hurdles for some people to access banking services or take out a loan. Credit checks can be discriminatory, and not everyone globally can access these kinds of services. If the future of finance is decentralised, it means that anyone anywhere can access financial services. There are no middlemen and no need for credit checks– the whole system is trustless. Loans are automatically negotiated by a

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General Mills Provides Business Update at 2020 Barclays Global Consumer Staples Conference

MINNEAPOLIS–(BUSINESS WIRE)–In conjunction with its participation at the 2020 Barclays Global Consumer Staples Conference, General Mills (NYSE: GIS) provided an update on its recent business performance and its progress against its three priorities for fiscal 2021.

As the COVID-19 pandemic continues, General Mills’ most important objectives remain the continued health and safety of its employees and the ongoing ability to serve consumers around the world. The company has adjusted its ways of working to minimize virus transmission, including implementing social distancing, mask use, and temperature screenings. To date, all General Mills manufacturing and distribution facilities have continued to operate without significant disruption related to COVID-19.

Through the initial months of its fiscal year, the company has made progress against each of its three priorities for fiscal 2021:

1) Compete Effectively, Everywhere We Play

General Mills continues to expect the largest factor impacting its fiscal 2021 performance will be

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Available on demand: Redefining Finance for Good – Trends, Finastra, Finance, Fintech, Webinar, ITP Tech Group, Digitalisation

The ITP Technology Group is delighted to announce that its recent webcast with Finastra, Redefining Finance for Good, is now available on demand via the website.  

Originally broadcast on Wednesday the 23rd of September, the webcast highlighted the ongoing digital revolution in the banking and finance sector, exploring the challenges and opportunities for enterprises in the post Covid 19 landscape. As global economies struggle to maintain an equilibrium, the region’s financial services sector faces a major overhaul.

Click here to view the webcast
Webinar: Redefining Finance for Good
Available on demand

During this free to view webcast, we ask how Covid 19 has impacted financial institutions and their customers, during a lively discussion that brings together experts and thought leaders from the banking and fintech industries. The panel of industry experts discussed the many ways in which technology is creating better outcomes and greater financial inclusion for people

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Why do bankers behave so badly? They make too much money to ask questions

Courtesy of Mark Crosby, Monash University

Over the past 16 months journalists have been scouring through more than 2,000 Suspicious Activity Reports originally sent by banks to the United States Treasury, before being leaked to Buzzfeed and then passed along to the International Consortium of Investigative Journalists.

The reports relate to more than US$2 trillion in transactions over the period from 2000 to 2017. Some of these transactions will already have been investigated, and may be legitimate. In the case of the Australian banks, the regulator AUSTRAC has already asked the US Treasury for some of this information.

There are a number of questions raised by this latest episode of bad behaviour by banks. Firstly, why don’t banks have better controls to stop these kinds of transactions from occurring?

With transactions from tax havens, from shell companies, or to countries under sanction why aren’t banks themselves doing some investigation rather

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Importance And Benefits Of Umbrella Insurance Policy

5 min read

Opinions expressed by Entrepreneur contributors are their own.

You’re reading Entrepreneur India, an international franchise of Entrepreneur Media.

Usually, different insurance policies are brought to protect different valuables. An umbrella insurance policy is a type of an extra liability insurance used by many businesses. This insurance is crafted to protect the insured against significant claims and lawsuits and ultimately helps to protect the insured’s assets and the business.

What is an umbrella insurance cover?

Umbrella insurance policies cover for significant property damage where the standard insurance liability limit may be exhausted. Such a policy is apt for individuals and professionals such as doctors, lawyers and non-profit volunteers. An umbrella policy helps you fill the void left by your standard primary policies. Usually, buying an umbrella policy from the same insurer not only enhances the coverage of your primary policy but also can get you

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The Supreme Court hasn’t been this conservative since the 1930s

The US Supreme Court is on the verge of a historic transformation that could wind back the law in America for decades, in some cases to the 1930s, pre-New Deal approach.

a woman wearing a blue shirt: Judge Amy Coney Barrett is nominated to the US Supreme Court by President Donald Trump in the Rose Garden of the White House in Washington, DC on September 26, 2020.

Judge Amy Coney Barrett is nominated to the US Supreme Court by President Donald Trump in the Rose Garden of the White House in Washington, DC on September 26, 2020.

With President Donald Trump’s nomination of Judge Amy Coney Barrett, the nine-member bench would lock in a 6-3, conservative-liberal majority, ending an era of 5-4 conservatism.

This is not a simple matter of just one vote.

For decades, a quartet of liberal justices has sometimes been able to secure — often through tense negotiations — a crucial fifth vote from the conservative wing. That has meant even though America’s highest bench was shifting rightward, it preserved abortion rights and narrowly declared a right to

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FactSet Research Systems (NYSE:FDS) Given New $290.00 Price Target at Bank of America

FactSet Research Systems (NYSE:FDS) had its price objective lifted by Bank of America from $263.00 to $290.00 in a report released on Friday morning, Benzinga reports. They currently have an underperform rating on the business services provider’s stock.

FDS has been the subject of a number of other research reports. Deutsche Bank boosted their price target on FactSet Research Systems from $293.00 to $315.00 and gave the company a hold rating in a research report on Friday. UBS Group boosted their price target on FactSet Research Systems from $298.00 to $313.00 and gave the company a sell rating in a research report on Friday. Northcoast Research downgraded FactSet Research Systems from a neutral rating to a sell rating and set a $240.00 price target for the company. in a research report on Thursday, June 11th. Morgan Stanley boosted their price target on FactSet Research Systems from $251.00 to $264.00 and

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US economic recovery slows, election and virus posing risks: IHS Markit

  • IHS Markit’s US Composite Output Index sank to 54.4 in September from 54.6, signaling the nation’s economic recovery continued into the fall, albeit at a slowing pace.
  • The research firm’s services purchasing managers’ index weakened to 54.6 from 55, according to a Wednesday report. Its manufacturing gauge edged higher to 53.5 from 53.1.
  • Still-heightened COVID infection rates and uncertainty around the US presidential election are the biggest factors skewing economic risks to the downside, Chris Williamson, chief business economist at IHS Markit, said in a statement.
  • “The question now turns to whether the economy’s strong performance can be sustained into the fourth quarter” after outsized third-quarter gains, he added.
  • Visit Business Insider’s homepage for more stories.


The US service and manufacturing industries recovered slower in September from the previous month as the third-quarter bump gave way to new obstacles, IHS Markit said Wednesday.

The research firm’s Composite Output Index fell

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Household Wipes Market Competitive Insights, Trends and Demand 2020 to 2025

The MarketWatch News Department was not involved in the creation of this content.

Sep 27, 2020 (Market Insight Reports) —
Global Household Wipes Market Size, Status and Forecast 2020-2025

The Household Wipes Market report is a valuable source of insightful data for business strategists. It provides the industry overview with growth analysis and historical & futuristic cost, revenue, demand, and supply data (as applicable). The research analysts provide an elaborate description of the value chain and its distributor analysis. This Market study provides comprehensive data that enhances the understanding, scope, and application of this report.

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Top LeadingCompanies of Global Household Wipes Market are S. C. Johnson & Son (U.S.), Nice-Pak Products, Inc. (U.S.), Clorox Company (U.S.), Weiman Products, LLC (U.S.), Method Products, pbc. (U.S.), Colgate-Palmolive Company (U.S.), Procter & Gamble (U.S.), Reckitt Benckiser Group plc (UK), Amway (U.S.), 3M Company (U.S.)

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Flame Detectors Market Report 2020 : Rising Impressive Business Opportunities Analysis with Top Countries Data Forecast By 2026

The MarketWatch News Department was not involved in the creation of this content.

Sep 24, 2020 (The Expresswire) —
Flame Detectors Market” is valued at 2362.8 million USD in 2020 is expected to reach 3226.6 million USD by the end of 2026, growing at a CAGR of 4.5% during 2021-2026, According to New Research Study. 360 Research Reports provides key analysis on the global market in a report, titled “Flame Detectors Market by Types (UV Flame Detectors, IR Flame Detectors, UV and IR Flame Detectors, Others), Applications (Manufacturing, Oil and Gas, Mining, Buildings and Public Place, Others) and Region – Global Forecast to 2026” Browse Market data Tables and Figures spread through 124 Pages and in-depth TOC on Flame Detectors Market.

COVID-19 can affect the global economy in three main ways: by directly affecting production and demand, by creating supply chain and market disruption, and by its financial impact

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